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TSA 2011 · Question 23 · Principle

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Legislation is needed in order to prevent the abuse of genetic testing by insurance companies. New genetic tests may reveal how likely an individual is to suffer from certain debilitating or fatal conditions in later life. Without legislation, insurance companies might make such tests compulsory and make those at risk pay more for insurance. This would be unfair. We do not choose our genes; we are born with them. People should not be penalised for things over which they have no control.

Which one of the following best illustrates the principle underlying the above argument?