The government has introduced mandatory financial literacy classes in secondary schools to address the growing problem of personal debt among young adults. Recent graduates consistently struggle with credit card debt, student loans, and poor savings habits. Financial education will teach students essential skills like budgeting, understanding interest rates, and planning for retirement. Countries that have implemented similar programmes have seen improvements in financial behaviour among young people. A study from New Zealand showed that students who completed financial literacy courses were 40% more likely to have savings accounts five years after graduation. By ensuring all students receive this education, we can expect to see a significant reduction in problematic debt levels among the next generation of young adults.